{"id":15566,"date":"2018-08-30T13:13:41","date_gmt":"2018-08-30T12:13:41","guid":{"rendered":"https:\/\/www.kidstart.co.uk\/blog\/?p=15566"},"modified":"2019-09-26T13:25:05","modified_gmt":"2019-09-26T12:25:05","slug":"money-tips-whilst-maternity-leave-mum","status":"publish","type":"post","link":"https:\/\/www.kidstart.co.uk\/blog\/money-tips-whilst-maternity-leave-mum\/","title":{"rendered":"Money tips whilst on maternity leave from a mum"},"content":{"rendered":"

Tummy2Mummy<\/a> blogger Marie gives us her tips on saving money, making extra money and being careful financially when on maternity leave.<\/h3>\n

Often we get so excited about the upcoming time off work we have, that we forget about the financial implications or the small factor of having to actually birth a tiny human. I\u2019m not sure what\u2019s more painful \u2013 the birth or living on statutory maternity pay? Here are some maternity leave money tips which may be useful….<\/h4>\n

Pyramid selling schemes – beware<\/span><\/h3>\n

We all get the \u2018Do you want to work from home and make an extra \u00a32000 a month..?\u2019 messages from people selling products. Whether it’s a diet plan, jewllery or skin products \u2013 they all have their own targets to recruit people so will try to persuade you by huge tempting offers.<\/p>\n

I have over 30 generic messages in my inbox telling me how they love my profile and I\u2019ll be great for their fitness brand. My Instagram pictures are mainly of my baby girl Jasmine, food and wine, so I\u2019m probably not so \u2018great for your brand\u2019. My advice would be \u2013 if it seems too good to be true, it probably is. No one would make thousands a month simply by sitting on their phones. I\u2019m sure people do make big bucks somewhere up the pyramid but more often than not you may end up paying for products if you don\u2019t hit targets.<\/p>\n

If it\u2019s a product you are genuinely passionate about \u2013 go for it! You won\u2019t have a problem selling something you truly believe is amazing. If however you don\u2019t love the product, chances are you won\u2019t be able to convince others to buy it. Just be aware that they are looking for people who are drawn in by money and the opportunity to work from home \u2013 mums!<\/p>\n\n

Do a weekly food shop online<\/span><\/h3>\n

I received a voucher for \u00a318.00 off my first online shop so check on their websites if they do that. When in the supermarket, I\u2019m drawn in by any kind of fancy packaging stacked on the end aisle \u2013 plus if it\u2019s got any form of offer on it\u2019s in my basket. Plan meals, make a list, go online and order it. Delivery is as cheap as \u00a31.00. Plus the supermarket normally show you \u2018offers\u2019 online so don\u2019t worry about missing out. Also, never shop hungry. I\u2019ve made this mistake many times. Before I know it I\u2019m up to my eyeballs in tapas for 15 people that\u2019s goes out of date by the next day, plus baby bells, fancy crisps, normal crisps, baked crisps, vegetable crisps, crisps that don\u2019t look like crisps, I think you get the idea.<\/p>\n

Remember to use KidStart too, you can shop with Sainsbury\u2019s<\/a> and earn savings for your little one on every order.<\/p>\n\n

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Loose change in a pot<\/span><\/h3>\n

Not just 1ps and 2ps (although if that\u2019s all you can afford to put in then do!). ANY change you have, put in a pot at the end of every day. You\u2019ll forget about it. My other half and I paid for a trip to Disneyland Paris with the loose change we saved over a year. It can be done and you\u2019ll be surprised.<\/p>\n

Also look in old bags, coats, purses and pop all that change in it!<\/p>\n\n<\/div>\n

\"Bottle<\/p>\n\n<\/div>\n

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Child savings account<\/span><\/h3>\n

If you can, get a children\u2019s savings account<\/a>, I have a Junior ISA for Jasmine. Instead of being consumed with gifts for birthdays and Christmases ask for money for their savings \u2013 they\u2019ll thank you one day. The interest rate on children\u2019s savings accounts are usually much higher especially if money can\u2019t be withdrawn for x amount of time. Your child’s savings can also be topped up by money you earn through Kidstart<\/a> when shopping online.<\/p>\n\n

Sell stuff<\/span><\/h3>\n

There are lots of online sites you can sell stuff on now \u2013 clothes, toys, baby stuff, and furniture \u2013 clean it up and sell it. Alternatively you could do a car boot or get the kids to run a garage sale. There are also fabric banks now which take all your old clothes and give you money based on weight. But be warned, this won\u2019t be your windfall, I wanted to get rid of a bunch of clothes I no longer wore so took it to a lady who gave me \u00a37.00 for about three bags! We didn\u2019t go to Paris that year.<\/p>\n\n

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Back away from the internet!<\/span><\/h3>\n

<\/p>\n

Yes, it\u2019s so tempting when you have a small human to buy them lots of things they don\u2019t really need. I\u2019ve googled \u2018baby sailor outfit\u2019 at 3am. I ended up with a fish costume from the little mermaid… And yes, all the guests to Jasmine’s impending christening will receive a pack of love hearts with her face on it.<\/p>\n

Here\u2019s the tip \u2013 put all the items you want in your basket, go back in 12 hours and remove all those you don\u2019t need. The bonus here is that when you leave items in a basket you often get an email after a while to offer you discount if you buy the order. You\u2019re welcome.<\/p>\n\n<\/div>\n

\"Baby<\/p>\n\n<\/div>\n

<\/div>\n

Speaking of discounts…<\/span><\/h3>\n

Google \u2018discount code for *company name*\u2019 more often than not you\u2019ll find 15% off here and there or other offers that you can apply at the checkout. Worth the extra 2 minutes.<\/p>\n

<\/p>\n\n

Finally, check your direct debits going out<\/span><\/h3>\n

Could you get cheaper? If you can \u2013 then switch. Check your TV package, insurance, phone? I called up my phone provider once and said I thought I was paying too much, they took off \u00a310 a month. Same phone, contract just took it off the monthly cost, always worth a try!<\/p>\n

Equally change your bank account for extra money. It\u2019s so easy and hassle free as they sort all your standing orders for you.<\/p>\n

If you loved this article check out another post written by Marie – Things I\u2019ve learnt since becoming a parent<\/a><\/p>\n

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