{"id":16578,"date":"2022-01-04T12:47:00","date_gmt":"2022-01-04T12:47:00","guid":{"rendered":"https:\/\/www.kidstart.co.uk\/blog\/?p=16578"},"modified":"2022-01-04T13:27:56","modified_gmt":"2022-01-04T13:27:56","slug":"creative-ways-to-save-money-for-your-family-in-2022","status":"publish","type":"post","link":"https:\/\/www.kidstart.co.uk\/blog\/creative-ways-to-save-money-for-your-family-in-2022\/","title":{"rendered":"Creative ways to save money for your family in 2022"},"content":{"rendered":"\n<header>\n<p><b>If saving more this year is one of your New Year\u2019s Resolutions, then we\u2019ve got some top tips on how you can easily save money to help boost your little one\u2019s savings.<\/b><\/p>\n<\/header>\n<p>We know how hard it can be to save, especially when you have children, those little humans aren\u2019t cheap! The pressure and desire to give them the best future you can we know is stressful and the feeling that your salary doesn\u2019t quite stretch far enough to leave a little extra to put into savings is very common. We\u2019re hoping that the below challenges will make saving less daunting.<\/p>\n<h2>\nThe 365 Day Challenge\n<\/h2>\n<p>This is a great way to save almost \u00a31,500 this year! You start by saving \u00a31 on Monday, \u00a32 on Tuesday, \u00a33 on Wednesday and so on until \u00a37 on Sunday. When Monday arrives again you start with \u00a31 and repeat the cycle. The small amounts make it seem more manageable than moving a chunk over when you get paid. <\/p>\n<p>Feel free to tweak this challenge to suit you, maybe just save Monday to Friday or every other week, you\u2019ll be amazed at how it adds up.<\/p>\n<h2>52 Week Money Challenge<\/h2>\n<p>Another creative way to save over \u00a31,000 means putting a sum of money away every week. Starting with \u00a31 after week one, \u00a32 after week two, through to week 52 with \u00a352.<\/p>\n<p>This challenge does mean you\u2019ll be putting higher sums away around the end of year when you may be tied up buying Christmas presents so you could reverse it and start with the \u00a352 week and end the year putting away \u00a31.<\/p>\n<h2>Penny Challenge<\/h2>\n<p>One of the easiest and most popular challenges to do as you\u2019re putting pennies away and it adds up to over \u00a3600 at the end of the year. Start by putting 1p away on the first day, 2p on day two, 3p on day three to \u00a33.66 on the last day of the year \u2013 as 2020 is a leap year! <\/p>\n<h2>One Month Salary Challenge<\/h2>\n<p>This one is pretty self-explanatory, the aim is by the end of the year to have saved the amount you would usually get paid in one month. You can do this by saving 8-10% of your annual salary every month or by setting up your own plan so for example saving more on quieter months.<\/p>\n<h2>KidStart and Beanstalk<\/h2>\n<p>Finally, is <b><a href=\"https:\/\/www.kidstart.co.uk\/?t=lwk\">KidStart<\/a><\/b> and <b><a href=\"https:\/\/beanstalkapp.co.uk\/\">Beanstalk<\/a><\/b>! Using KidStart is a great way to save for your child\u2019s future without spending any extra money. You will earn up to 20% back on your online shopping from over 2,300 retailers and this money will be used to top up your child\u2019s savings account.<\/p>\n<p>This is where Beanstalk* comes in. Beanstalk is our own family saving app \u2013 you can open an account in two minutes and without putting any money in. You can top it up solely with your KidStart Savings or from money you or other family members want to contribute. It\u2019s easy to use and simple to set up. <b><a href=\"https:\/\/smart.link\/fbrw987fz7a2c?site_id=blog\">Download Beanstalk now!<\/a><\/b><\/p>\n<p>We hope one of these challenges make saving more manageable for you. Wishing you and your family all the best for 2022!<\/p>\n\n<p>*Capital at risk. As with any investment the value can go down as well as up.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"If saving more this year is one of your New Year\u2019s Resolutions, then we\u2019ve got some top tips on how you can easily save money to help boost your little one\u2019s savings. We know how hard it can be to save, especially when you have children, those little humans aren\u2019t cheap! The pressure and desire","protected":false},"author":1,"featured_media":16587,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3507,3349],"tags":[],"class_list":["post-16578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save-for-your-child-with-help","category-household-savings-advice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Creative Ways To Save For Your Family in 2022 | KidStart<\/title>\r\n<meta name=\"description\" content=\"We share creative ways to save for your family in 2022 from The 365 Day Challenge to our app Beanstalk. 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