{"id":4632,"date":"2012-01-06T12:05:46","date_gmt":"2012-01-06T12:05:46","guid":{"rendered":"http:\/\/www.livingwithkids.co.uk\/?p=4632"},"modified":"2019-01-04T15:26:36","modified_gmt":"2019-01-04T15:26:36","slug":"welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for","status":"publish","type":"post","link":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/","title":{"rendered":"Welcome to student life – now – who can tell me what APR stands for?"},"content":{"rendered":"
\r\n\r\n\"Smashed<\/a>\r\n\r\n<\/div>\r\nThe first letter of the year from school landed on the mat this morning, inviting our daughter to a tutorial about Student Finance.\r\nSomething tells me it\u2019s not going to involve reminding her to claim her free record token from Our Price or how to cook chili con carne for twelve on a single gas ring. This is going to be a full on Powerpoint presentation on student loans<\/a> – how to apply for one, what you have to spend it on and how long you have to pay it back.\r\nWhen we left for university all\u00a0we got was a cheque in the post and a reminder from our older savvier friends not to open an account with Barclays….\r\nOur daughter may not be getting the free university education we got, but I think she will emerge from it better prepared and certainly better educated both academically and financially. Thanks to a combination of benign financial neglect (from me) and an early introduction into book keeping and electronic banking (from her father) she has grown up to be virtually financially self-sufficient as far as clothing and her social life is concerned. She also manages her own phone bills, sends out her own invoices for her part-time job and helps her dance teacher with her accounts.\r\nA lot of this is down to her own personality, but it is also a question of learning to function in a far more complicated financial world. My teenage years were spent almost exclusively in a cash economy – if you had a fiver you had the makings of a night out – if you didn\u2019t, you stayed home – simple. Ella has two bank accounts and the means to move money in and out twenty four hours a day and choose, book and pay for a night at the movies without opening her purse once, just by judicious use of a phone.\r\nFortunately, so far, she has inherited enough of her father\u2019s business brain to ensure that she is never tempted to spend more than she has – but will that instinct survive her leaving home? And have we taught her enough about how money works for her to be able to manage paying, not just for her clothes and Christmas presents, but her travel, her food and all her living expenses as well as her all important college social life? Somehow I think she will need more than a tutorial on student finance to see her through, which is why I support Martin Lewis\u2019s<\/a>\u00a0 to introduce financial literacy lessons in schools. Not all parents agree – some feel learning about money is a life skill which should be left within the family, others can\u2019t wait to be spared the horrors of explaining how compound interest works – what do you think? Let me know, I\u2019ll be Tweeting on it later!","protected":false},"excerpt":{"rendered":"The first letter of the year from school landed on the mat this morning, inviting our daughter to a tutorial about Student Finance. Something tells me it\u2019s not going to involve reminding her to claim her free record token from Our Price or how to cook chili con carne for twelve on a single gas","protected":false},"author":2,"featured_media":14614,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3347,4],"tags":[2569,884,2570,2571,2572,2573],"class_list":["post-4632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expert-early-learning-advice","category-great-family-life-tips","tag-financial-education","tag-martin-lewis","tag-saving-for-college","tag-student-fincance","tag-student-loans","tag-teenagers-and-money"],"yoast_head":"\r\nWelcome to student life - now - who can tell me what APR stands for? - KidStart Magazine<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_GB\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Welcome to student life - now - who can tell me what APR stands for? - KidStart Magazine\" \/>\r\n<meta property=\"og:description\" content=\"The first letter of the year from school landed on the mat this morning, inviting our daughter to a tutorial about Student Finance. Something tells me it\u2019s not going to involve reminding her to claim her free record token from Our Price or how to cook chili con carne for twelve on a single gas\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/\" \/>\r\n<meta property=\"og:site_name\" content=\"KidStart Magazine\" \/>\r\n<meta property=\"article:published_time\" content=\"2012-01-06T12:05:46+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2019-01-04T15:26:36+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"700\" \/>\r\n\t<meta property=\"og:image:height\" content=\"466\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Anita\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anita\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/\",\"url\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/\",\"name\":\"Welcome to student life - now - who can tell me what APR stands for? - KidStart Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg\",\"datePublished\":\"2012-01-06T12:05:46+00:00\",\"dateModified\":\"2019-01-04T15:26:36+00:00\",\"author\":{\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/0f892175d96fe3714b565dc5da94471b\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage\",\"url\":\"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg\",\"contentUrl\":\"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg\",\"width\":700,\"height\":466},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.kidstart.co.uk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Welcome to student life – now – who can tell me what APR stands for?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/#website\",\"url\":\"https:\/\/www.kidstart.co.uk\/blog\/\",\"name\":\"KidStart Magazine\",\"description\":\"KidStart - a little help along the way\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.kidstart.co.uk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/0f892175d96fe3714b565dc5da94471b\",\"name\":\"Anita\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1ed254c55b7b84fc4ac5b27299652760?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1ed254c55b7b84fc4ac5b27299652760?s=96&d=mm&r=g\",\"caption\":\"Anita\"},\"description\":\"I\u2019m Anita, a mum to two under 5s, a blogger, journalist and author. I\u2019ll be blogging about all things family related whether that\u2019s ranting about legislation, or a general heads up about something to make family life happier and less stressful.\",\"url\":\"https:\/\/www.kidstart.co.uk\/blog\/author\/anita\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Welcome to student life - now - who can tell me what APR stands for? - KidStart Magazine","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/","og_locale":"en_GB","og_type":"article","og_title":"Welcome to student life - now - who can tell me what APR stands for? - KidStart Magazine","og_description":"The first letter of the year from school landed on the mat this morning, inviting our daughter to a tutorial about Student Finance. Something tells me it\u2019s not going to involve reminding her to claim her free record token from Our Price or how to cook chili con carne for twelve on a single gas","og_url":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/","og_site_name":"KidStart Magazine","article_published_time":"2012-01-06T12:05:46+00:00","article_modified_time":"2019-01-04T15:26:36+00:00","og_image":[{"width":700,"height":466,"url":"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg","type":"image\/jpeg"}],"author":"Anita","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Anita","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/","url":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/","name":"Welcome to student life - now - who can tell me what APR stands for? - KidStart Magazine","isPartOf":{"@id":"https:\/\/www.kidstart.co.uk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage"},"image":{"@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg","datePublished":"2012-01-06T12:05:46+00:00","dateModified":"2019-01-04T15:26:36+00:00","author":{"@id":"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/0f892175d96fe3714b565dc5da94471b"},"breadcrumb":{"@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#primaryimage","url":"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg","contentUrl":"https:\/\/www.kidstart.co.uk\/blog\/wp-content\/uploads\/2011\/09\/graduate.jpg","width":700,"height":466},{"@type":"BreadcrumbList","@id":"https:\/\/www.kidstart.co.uk\/blog\/welcome-to-student-life-now-who-can-tell-me-what-apr-stands-for\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.kidstart.co.uk\/blog\/"},{"@type":"ListItem","position":2,"name":"Welcome to student life – now – who can tell me what APR stands for?"}]},{"@type":"WebSite","@id":"https:\/\/www.kidstart.co.uk\/blog\/#website","url":"https:\/\/www.kidstart.co.uk\/blog\/","name":"KidStart Magazine","description":"KidStart - a little help along the way","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kidstart.co.uk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/0f892175d96fe3714b565dc5da94471b","name":"Anita","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.kidstart.co.uk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1ed254c55b7b84fc4ac5b27299652760?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1ed254c55b7b84fc4ac5b27299652760?s=96&d=mm&r=g","caption":"Anita"},"description":"I\u2019m Anita, a mum to two under 5s, a blogger, journalist and author. I\u2019ll be blogging about all things family related whether that\u2019s ranting about legislation, or a general heads up about something to make family life happier and less stressful.","url":"https:\/\/www.kidstart.co.uk\/blog\/author\/anita\/"}]}},"_links":{"self":[{"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=4632"}],"version-history":[{"count":1,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4632\/revisions"}],"predecessor-version":[{"id":16000,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4632\/revisions\/16000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/media\/14614"}],"wp:attachment":[{"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=4632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=4632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kidstart.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=4632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}