Our terms of access

What terms and conditions apply?

When you become a member of KidStart, you agree to the Membership Rules. These also incorporate our Privacy policy which sets out the way we manage information and security of your personal data. When you use the website, you are covered by our Terms of access and Privacy policy whether you are a member or non-member.

Please see the Membership rules for the specific detail but broadly they explain:

  • KidStart is only open to UK residents saving for a child, children, child-to-be, school or charity;
  • KidStart is only for personal, non-commercial use;
  • how you can earn KidStart Savings and when we might adjust or cancel savings (for example: in the case of misuse of KidStart or non payment by retailers);
  • how we transfer money to your children’s savings account(s).

We have tried to keep the rules clear and in plain English as far as possible but we are authorised by the FCA and there are certain things we need to include.

Terms of access

Please read these terms carefully before using the KidStart website ("Website"), mobile app ("App") or Savings Prompt ("Prompt"), collectively "KidStart Tools". These terms apply to all users of the KidStart Tools and by using them you agree you have read and accepted these terms.

The KidStart Tools are made available for use in connection with your participation in the KidStart programme. You may retrieve and display URL links and pages from them on a computer or mobile screen and may print individual pages and store pages for your personal, non-commercial use. Any other use of KidStart materials such as copying URL links or content onto another website or use of the retailer links in any way for anything other than your personal non-commercial use is prohibited without our prior written permission. The intellectual property in all design, graphics, text and other material and its arrangement in the KidStart Tools is owned by us and / or our respective licensors.

The KidStart Tools provide links to other websites beyond our control. The links to other websites are there for your convenience and we are not responsible for and do not give any warranties or make any representations regarding such websites. We are not responsible for or liable in relation to the content or security of these sites (other than to the extent required by law).

KidStart makes reasonable endeavours to ensure reliability of the information presented on the site, but makes no warranties or representations whatsoever as to its accuracy or reliability. Similarly, due to the nature of the internet, we do not guarantee that the KidStart Tools will be available on an uninterrupted and error free basis.

KidStart is a participant in the Amazon Europe S.à r.l. Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk

Rules around use of the KidStart blog / any other forums on the KidStart website ("KidStart Forum(s)")

We have specific terms relating to any contributions you make to, or your use of any material on KidStart Forums.

Submitting posts or contributions

By submitting a post or contribution to a KidStart Forum, you alone are responsible for the content of your contribution and any consequence arising. You agree to use KidStart Forums in accordance with the following contribution rules:

  1. Contributions must be civil and tasteful.
  2. KidStart Forums are to be used for you for your personal use only and may not be used for any commercial purpose.
  3. KidStart Forums may not be used to send spam or bulk communications. We will block submission of multiple similar contributions.
  4. You may not use KidStart Forums to publish or distribute in any way any material that is unlawful, harassing, defamatory, abusive, harmful, threatening, obscene, sexually or racially offensive or otherwise discriminatory, is in breach of a confidence or a third party’s intellectual property rights or is in any way unlawful.
  5. You may not use the KidStart Forums in any way that might disrupt or damage the KidStart Website or the KidStart Rewards programme, nor damage the operation of another’s computer.
  6. You must not impersonate any other person or entity whether actual or fictitious.
  7. User names must not be vulgar, offensive or in any other way inappropriate.

By sharing any contribution on a KidStart Forum, you agree to grant to KidStart, free of charge, permission to use the material in any way it wants. You also permit other members to access, display or view such content for their own personal use. You confirm that your contribution is your own original work.

We strongly advise you that you should never reveal any personal information about yourself or anyone else (for example: telephone numbers, email addresses or any other personally identifiable information) when making contributions to KidStart Forums.

Disclaimer and limitation of liability

The majority of content on KidStart Forums are created by members of the public. The views expressed are theirs and KidStart does not guarantee the accuracy or reliability of any postings submitted by users or moderators not endorse any opinions expressed by users or moderators. KidStart Forums are not moderated but you can alert us to any inappropriate content by contacting us.

KidStart is not responsible for the content contributed to the KidStart Forums and the information provided does not constitute any form of advice, recommendation or arrangement by KidStart. You are responsible for checking the accuracy of relevant facts or opinions on the site before entering into any commitment or taking any other form of action or inaction based upon them.

Neither KidStart Limited not any of its directors, employees or other representatives will be liable to loss or damage arising out of or in connection with your use of the KidStart Tools or any information contained in it. You agree to indemnify and hold KidStart and its directors, employees or representatives harmless from any claim or demand made by any third party due to or arising from your use of the KidStart Tools.

KidStart Limited reserves the right in its absolute discretion at any time to edit, delete or move any material submitted by you and / or to withdraw membership of KidStart or KidStart Forums. If you submit inappropriate, illegal or offensive material or engage in any disruptive activity and KidStart considers such behaviour to be serious, KidStart may use whatever information is available to it about you to prevent any further such infringements.

Competition and Prize Draw Rules

On occasion KidStart runs prize draws and competitions on its website. Unless otherwise stated in the entry rules for the specific competition or prize draw, the following rules apply:

  1. Prizes will be awarded at the sole discretion of KidStart.
  2. Non cash prizes do not have cash alternatives.
  3. Only one entry per person unless otherwise stated.
  4. Winners must be resident in the United Kingdom
  5. Winners will be selected from valid entries at random and KidStart will inform winners as soon as practical after the closing date. KidStart will not contact losing entrants. We will typically notify winners of when they need to respond by, but reserve the right to select alternative winners if there is not response within the time given.
  6. By entering a competition, you agree to grant to KidStart, free of charge, permission to use any material you provide in any way it wants (including modifying and adapting it for operational and editorial reasons). Entries will not be returned.
  7. KidStart will always seek your permission to use your name in any publicity related to the competition.