Scratch & Patch Pet Insurance
Scratch & Patch offers cover for dogs and cats. The company’s Pet Insurance policies are underwritten by Hiscox and have five levels of cover:
Premier and Premier Plus policies are rated 5 star by Defaqto (2017);
24/7/365 Scratch & Patch Careline as standard;
Cover your pet from 5 weeks old, no upper age limit for new policies;
10% discount if you choose to insure 2 or more pets;
Vet’s fees insured in the UK and within the EU Pet Travel Scheme (PETS) area on all policies;
UK based administration and claims handling;
No waiting period for illness cover if you switch from another provider and have continuous insurance (otherwise a 14 day waiting period will apply to claims for illness which means that illnesses occurring within that period will not be covered)
No co-payment or co-insurance in addition to your excess at any age, so you know where you stand;
Pre-existing conditions are not covered;
Certain dogs are excluded from cover;
Policy terms and conditions apply.